First and foremost, we offer our support to the Canadian couple that was injured in this motorcycle accident. We hope that they make a speedy recovery from their injuries.
Cross border accidents, in which Canadians are injured in motor vehicle accidents while visiting the United States are, unfortunately, quite common. Canadians travel to the United States frequently, for vacations, business and countless other reasons. It is especially difficult to deal with a serious accident when you are far away from home.
When Canadians are seriously injured in an accident in the United States, it is important to understand your insurance coverage. Medical bills in the United States can be expensive. Often, the other vehicle will have little, or sometimes, no insurance available. Fortunately, Canadians will often be able to access insurance benefits through their own insurance company, even for car accidents that occurred in the United States. In addition to obtaining accident benefits or disability insurance payments from your Canadian insurer, you may also be able to claim against the insurance company for the other vehicle/driver in the United States.
If you are an Ontario resident, and were injured in a motorcycle accident in the United States, there is a chance that the at fault party may have insufficient insurance coverage. That is, the other driver's insurance limits may not be sufficient to pay for your claim or medical bills. Many places in the United States have lower minimum insurance requirements for drivers than Ontario. In those situations, you may be able to advance a claim in Ontario, Canada for the uninsured and underinsured benefits that form part of your Ontario motor vehicle insurance policy.
Cross border accident and personal injury cases can be complex and you should not delay in consulting a Ontario personal injury lawyer to make sure your rights are fully protected.
Ontario lawyer, Andrew Iacobelli, obtained his Juris Doctor degree (cum laude) from Michigan State University and he is licensed to practice law in the province of Ontario and in the State of Michigan and State of Florida. Andrew is also admitted to practice in the United States Federal Courts for the Southern, Middle and Northern Districts of Florida, and the United States Eleventh Circuit Court of Appeal. Before returning to Ontario, Andrew litigated serious personal injury, wrongful death, and insurance bad faith claims in the United States. Andrew has established a network of legal professionals in the United States with whom he is able to co-ordinate legal proceedings which must be conducted in the United States.
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