After a car accident in Ontario, you may be wondering who you would sue for your injuries, harms and losses. To recover compensation for pain and suffering for your injuries and for economic loss damages such as income loss, and healthcare related expenses, you will sue the at-fault driver and owner of the vehicle that caused the crash.
Do I Sue the Driver or the Insurance Company After an Accident in Ontario?
Generally, you will bring the lawsuit against the driver and owner of the vehicle that caused the crash. Even though you are commencing a lawsuit against the driver and the owner of the at fault vehicle, it is actually their insurance company that will defend the case, hire the lawyer, and ultimately pay any settlement or judgment. In Ontario, if a car accident case goes to trial, the members of the jury are not allowed to know that it is really an insurance company that is being sued and is going to pay the settlement or verdict at the end of the case.
Who Do I Sue if The Other Driver or Vehicle Does Not Have Insurance?
Sometimes the at fault vehicle or driver is not insured or does not have enough insurance to pay your claim. In these circumstances, you would bring a lawsuit against you uninsured motorist carrier. Uninsured and underinsured motorist claims are commenced directly against an insurance company. If a settlement or judgment is paid by the insurance company, then that insurance company may have the right to seek repayment from the at fault party. Your uninsured motorist coverage is in place to protect an injured party when the at-fault driver or vehicle does not have adequate insurance.
Need Help After a Car Accident Injury? Call Our Car Accident Injury Law Firm 24/7 to Request a Free Consultation
If you have questions about who to sue after a car accident in Ontario and would like to speak with an experienced lawyer, call toll free anytime 24/7 at 866-234-6093 or a free consultation with one of our lawyers. You can also request help by completing our online contact form here.
When fall arrives in Ontario the new season brings many different factors that drivers need to be aware of because as autumn moves into winter, we have less daylight hours. In the later afternoon, pedestrians, cyclists and children playing on streets will also be more difficult to see. With the wetter conditions, fallen leaves and fewer hours of daylight, it’s a good idea to be prepared for the roads ahead.
We are pleased to provide you with some driving tips to keep in mind this fall season.
Driving for pleasure in the fall can be vibrant with color but you will also need to be prepared for the changing light conditions, fog and reduced visibility. Our Team at Iacobelli Law Firm wants you to enjoy your fall driving and to remain safe.
If you have been injured in an accident caused by the negligence of a driver, Iacobelli Law Firm has extensive experience representing families who have been injured in a motor vehicle accident and we realize how difficult and life-changing it can be for your family. We are a dedicated Ontario Personal Injury Law Firm that provides compassionate and competent legal counsel for the injured and we offer a FREE Consultation so please feel free to call us at 1-866- 234-6093. We are honored to serve our clients and our community.
Andrew Iacobelli is an experienced personal injury lawyer who established Iacobelli Law Firm with offices located in Ontario, Canada as well as offices in Florida, U.S.A. Andrew restricts his practice to the representation of personal injury victims in claims involving serious injuries and wrongful death.
Andrew Iacobelli is an Ontario lawyer that restricts his practice to representing personal injury victims and their families. Andrew is the founder of Iacobelli Law Firm.