Where serious injuries are concerned, the insurance company may mobilize immediately to minimize their exposure to your claim. As a former defence lawyer working on behalf of large insurance companies, I know this from experience. In serious cases, the insurance company and their lawyers will make every effort to immediately obtain and collect information that is favourable to the defence of the claim. They will photograph the scene, take measurements, and meet with witnesses. While you and your family spend hours, days or months in hospitals, doctor's offices and rehabilitation clinics, the insurance company is preparing to defeat your claim before it even commences. They are getting the upper hand.
If the insurance company for the at fault party contacts you following an accident or requests to meet with you to obtain information, you should immediately seek legal advice from an Ontario personal injury lawyer. You should talk to a lawyer who is working for you before talking to the insurance company. Above all, insurance companies are large, for profit corporations. They are a business and, like any business, they seek to make profits for their shareholders. Often, the insurance company representative will be polite, friendly, and give you the impression that they are interested in helping you. They will usually indicate that they require some information from you and may even seek to meet with you to obtain a statement. Despite the appearances, you can be sure that the insurance company is only interested in limiting their monetary exposure. They want to defeat or minimize your claim. The insurance company will pay you as little as possible for your claim or injury.
If an insurance company offers an insurance settlement, have a Ontario personal injury lawyer review the insurance settlement to see if it is fair. Insurance companies may offer a minimal amount in a settlement in order to obtain your signature on a release, stating that you will not sue. Without having an experienced Ontario personal injury lawyer on your side, you could be signing away thousands or even hundreds of thousands of dollars. Call us, we may be able to review the circumstances in a free, no obligation, consultation.
By consulting with and retaining a personal injury lawyer immediately, you and your family can focus on your medical care and recovery. Your lawyer and his team will take care of investigating your claim and dealing with the insurance company in order to obtain a fair settlement for your claim.
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