I was a pedestrian hit by a car in Ontario, do I claim against my own insurance or the driver's insurance? Toronto Pedestrian Accident Lawyer Answers Your Questions - Free Consultations

If you were a pedestrian that was injured in a car accident in Ontario, you may be wondering about your rights to compensation.  One of the most common questions for pedestrians, is whether to claim against their own insurance or the insurance policy of the car that hit them.  The short answer, is both.  In Ontario, pedestrians may advance claims for Statutory Accident Benefits and also insurance claims against the at-fault driver for causing the accident, which is paid by that driver's insurance policy.  Even if a pedestrian doesn't have their own car and auto insurance, they are still entitled to the Statutory Accident Benefits.  If a pedestrian does have a car or is otherwise covered by an auto insurance policy, their statutory accident benefits claim will proceed against that policy.  Sometimes, the statutory accident benefits claim will go against the vehicle of the car that caused the accident. This is usually the case where the pedestrian does not have a car and is not otherwise covered by another insurance policy in their household.

Ontario auto insurance law can be complicated, and is ever changing. If you were a pedestrian hurt as a result being hit by a car, it is important to speak with an experienced Ontario personal injury lawyer.  At our law firm, we only represent people who have been injured. We recognize that you will have many questions following a serious accident, and that is why we offer a free consultation for prospective clients. There is no obligation, and anything you share with us will be kept strictly confidential. To learn more, and to schedule a free consultation with a personal injury lawyer, call us toll-free at 1-866-234-6093 or complete our online contact form here.