Yes, Ontario is a No Fault jurisdiction. This means that if someone is injured in a motor vehicle accident in Ontario as a driver, passenger, or even as a pedestrian or cyclist, they can claim certain accident benefits without regard to fault. These benefits are paid by either an insurance company for an involved vehicle or, in some circumstances, by the Motor Vehicle Accident Claims Fund. Their are priority rules governing which insurance company will pay the no fault benefits.
In addition to the no fault accident benefits, Ontario law also allows claims against the at fault party. That is, in addition to no fault accident benefits, if someone else is responsible for causing the accident, the injured party can also advance an at fault claim against that person or company. In these circumstances the insurance company for the at fault driver will respond to defend and pay the claim. There are limits on at fault claims in Ontario and certain conditions that need to be met to bring an at fault claim.
If you have been injured in an accident, you may be wondering what claims you are entitled to and what is covered by no fault benefits. Contact us for a Free Consultation. We can answer your questions so that you can make an informed decision for your future.
Andrew Iacobelli is an experienced personal injury lawyer who established Iacobelli Law Firm with offices located in Ontario, Canada and Florida, U.S.A. Andrew restricts his practice to the representation of personal injury victims in claims involving serious injuries, Catastrophic Injuries, and wrongful death in Canada and the United States. Andrew is a lifetime member of the Million Dollar Advocates Forum, and the author of "Are You a Canadian Injured in the United States? Claim the Damages and Insurance Coverage the Right Way".
Andrew Iacobelli is an Ontario lawyer that restricts his practice to representing personal injury victims and their families. Andrew is the founder of Iacobelli Law Firm.
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