The benefits most affected by the recent changes are the no-fault, Statutory Accident Benefits. Regardless of fault, you are entitled to certain minimum benefits when you are injured in an automobile accident.
The auto insurance reforms came into effect on September 1, 2010; your policy limits will remain unchanged until your next renewal.
If you were injured in a car accident after September 1, 2010, speak to a dedicated injury lawyer to learn which coverages are available to you.