Long Term Disability (LTD) Denial Lawyer Discusses Your Rights if Insurance Company Has Denied Your Claim for LTD Benefits

Many Ontario residents have employee benefits including short term and/or long term disability benefits.  A Long Term Disability insurance plan is supposed to provide income continuation benefits in the event that you are unable to return to your job because of an injury or sickness that results in disability.   Many of these LTD plans are insured through large insurance providers.  

If your LTD claim has been denied or delayed by the insurance company, you may have rights to enforce the contract and recover the benefits that have been withheld.  In these claims, waiting too long to get the advice of a lawyer can negatively impact your chance of success.  As with all civil claims in Ontario, there are deadlines for commencing a legal action to enforce your rights if you are denied long term disability benefits.   Time is never on your side.  

Even though the insurance company may have expressed a very thorough reason for denying your claim, you may not have to accept their conclusion.   You and your treating doctors know your state of health better than any insurance company ever will.  If you continue to be of the view that your injuries prevent you from returning to work, don't let the insurance company force you to return to work before you are healthy enough to do so. 

Get Help Today With a Free Consultation
An experienced lawyer in disability claims can assess your claim and help you to understand and enforce your rights. 
We offer prospective clients a Free, no obligation, consultation with an experienced disability claims lawyer.  If we can assist with your case, we will often be able to offer representation on a contingency fee basis, so that you pay nothing up front and pay no fees to us unless we are successful in recovering money for you. 

To learn more about how we can help with your disability claim denial, call us for a Free Consultation at 1-866-234-6093 or complete our online contact form here.  We represent clients for disability claim denials throughout the Province of Ontario.