Common Misconceptions About Personal Injury Car Accident Claims - Misconception 1

In this series of posts, we will discuss some of the common misconceptions that people have after a car accident injury. 

​Misconception 1: I have insurance, so I don’t need a personal injury lawyer.  

Following a car accident injury, many people believe that their insurance company will take care of everything for them.  While most people do not need a lawyer to deal with the insurance claim for the damage to their car or truck, it is a misconception to think that a personal injury claim is the same.  Injury claims, however, are not the same as property damage.  The entitlement to benefits is complicated by numerous definitions and tests for eligibility.  Often times, injury claims, will involve multiple insurance companies.  Even if the insurance company makes an offer to an injury victims, caution should be exercised before accepting and settling the claim.  It is important to remember that insurance companies are a for-profit business. As such, an initial offer from the insurance company to settle your claim may be less than the full amount that you may be entitled to. Negotiating with the insurance company could result in an unfair settlement.   Furthermore, the insurance company may ask you to provide a statement, which could be later used against you to undermine or defeat your claim. If you or a loved one is injured in a car accident, it is always in your best interest to talk to an experienced personal injury lawyer— a lawyer who is working for you.  An injury lawyer can evaluate your claim help you to make informed decisions for your future.  

To learn more, contact the injury lawyers at Iacobelli Law Firm.