Car Accident Lawyer for York Region and Toronto Discusses Insurance Company Doctors and Independent Medical Exam
Very often, following a serious injury accident in Ontario, the insurance company will require an injured person to submit to a medical examination with a doctor selected by the insurance company. In most instances, the injured person will be required to attend this examination, which is sometimes referred to as an Independent Medical Examination or IME. The phrase is misleading, as there is nothing independent about the examination. The doctor is being paid for his opinion by the insurance company. Some of these doctors frequently perform assessments on behalf of insurance companies. While many physicians that perform insurance medical assessments are fair and reasonable, there are some that will look for every reason to minimize or undermine your claim.
The video below is a humerous animation of a an exam by an insurance company doctor in a personal injury case. The first time I saw this video, I laughed out loud. It is funny and, in many respects, exagerated. The point of the video, however, is quite accurate. Although it is fine to have a little laugh with this video, you should keep in mind the important message that the video is conveying. The insurance company is always looking to minimize or defeat your claim. The role of the insurance company doctor is a major part of that process. It is essential that you have an expeerienced Ontario personal injury lawyer on your side to assist you and guide you throughout the process.
If you or a loved one has been injured in Ontario, contact Ontario personal injury lawyer, Andrew Iacobelli to learn more about your rights. The consultation is free and we charge no fees unless your claim is settled.