Many Canadian snow-birds travel to Florida every year. Given how cold and snowy this winter has been in Ontario, the Florida warmth and sun are even more appealing.
Unfortunately, accidents can happen at any time, even when you are on vacation. For a Canadian visiting Florida, a car accident can be extremely stressful.
Fortunately, Canadians involved in a Florida car accident will often be able to access insurance benefits through their own Canadian insurance. In addition to obtaining accident benefits insurance payments from your Canadian car insurer, you may also be able to claim against the insurance company for the other involved vehicle.
If you are an Ontario resident, and injured in a car accident in Florida, there is a chance that the at-fault party may be uninsured or underinsured. That means, the Florida driver's insurance limits may not be sufficient to pay for your claim. Florida has lower minimum insurance requirements for drivers than Ontario. As such, you may be able to advance a claim in Ontario, Canada for the uninsured and underinsured benefits that form part of your Ontario motor vehicle insurance policy.
Florida car accidents involving Ontario and Canadian residents can be complex and you should not delay in consulting a Ontario personal injury lawyer to make sure your rights are fully protected.
Ontario personal injury lawyer, Andrew Iacobelli, obtained his Juris Doctor degree (cum laude) from Michigan State University and he is licensed to practice law in the province of Ontario and in the State of Michigan and State of Florida. Andrew is also admitted to practice in the United States Federal Courts for the Southern, Middle and Northern Districts of Florida, and the United States Eleventh Circuit Court of Appeal. Before returning to Ontario, Andrew litigated serious personal injury,wrongful death, and insurance bad faith claims in the United States.
Call us for a free consultation at 1-866-234-6093 or 416-900-1070.
Connect with Andrew Iacobelli on Google+