Injury Lawyer Discusses: Do I need an Ontario Car Accident Lawyer?
One of the most frequent questions that I hear from people that have recently been injured in a car accident, is "Do I need an Ontario car accident lawyer?" The answer depends on the circumstances of your accident and the nature of your injuries.
Although anyone can handle there own case without a lawyer, in most instances it is advisable to consult with an experienced lawyer, especially when trying to navigate complex areas of law, such as insurance claims. Also, injury victims who attempt to recover compensation on their own typically receive smaller settlements than those who obtain the services of experienced personal injury lawyers. By consulting with and retaining a personal injury lawyer immediately, you and your family can focus on your medical care and recovery. Your personal injury lawyer and his team will take care of investigating your claim and dealing with the insurance company in order to obtain a fair settlement for your claim.
One reason that some people are reluctant to hire a lawyer following an Ontario car accident, is because lawyers are expensive. Following a serious car accident in Ontario, you may be off work and facing financial hardship. The last thing you can afford is to pay a lawyer to help you with your Ontario car accident claim. Some personal injury lawyers, like our law firm, will take on your case on a contingency fee basis, so that you will not have to pay any legal bill until your case is settled. A contingency fee retainer in one in which the lawyer typically charges a percentage of the amount recovered from the insurance company. At our office, we don't charge any fees unless we are able to recover money for our clients. With such an arrangement, even the most vulnerable have access to justice.
Another common reason why some people may delay in speaking to an Ontario car accident lawyer is because they "trust" that the insurance company will be "fair." While most insurance adjusters and insurance representatives are polite, friendly and overall good people, they still have a job to do for their employer. Insurance companies are big businesses that seek to make profits. To make profits, they need to limit and minimize their exposure to claims, such as your car accident claim. Before you put your faith in the insurance company to do the right thing, it is probably a good idea to speak with an injury lawyer. Most of the time, we find that the insurance company has offered far less than the value of the claim. Knowledge is power, and you will be in a better position to recognize a fair settlement only if you know what compensation is available under your particular circumstances. We can help you make an informed decision.
Finally, and maybe the most important reason to speak with an Ontario car accident lawyer, there are time limits to filing claims for Ontario car accident injuries. You must file a claim before the time limit expires. Also, before these time limits expire, your Ontario personal injury lawyer will need to gather information and prepare documents to advance your claim. Delay can be harmful to your claim, and you may simply run out of time. When the time limits expire in your case, you may be barred from making any claim for money damages, no matter how strong your case was. If you contact a lawyer at the last possible moment, the lawyer may not be able to take on your case even if it has merit.
If you have questions about your Ontario car accident claim, call me and request and free consultation. We offer prospective clients a consultation that is absolutely free. There is no obligation to hire our law firm, and any information you share with us will remain confidential. To start your free case review, call us at 416-900-1070 or toll free at 1-866-234-6093 or complete our online contact form here.
Iacobelli Law Firm represents serious injury victims throughout the province of Ontario, and we can arrange to have a lawyer travel to your home or hospital if you are unable to come to us.
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Personal Injury Lawyer for Richmond Hill, Markham, Vaughan Ontario Discusses Distracted Driving Car Accidents
Serious car accidents and injuries occur in Ontario as a result of distracted driving. Although Ontario has implemented legislation to combat the risks of distracted driving, many drivers in Ontario continue to operate their vehicle while distracted. Using hand-held devices, cell phones, or text messaging remain common practices on Ontario roads.
Sadly, it is often young drivers that are involved in Ontario car accidents as a result of texting or reading messages while driving. Some of the most serious car accidents I have seen as an Ontario personal injury lawyer involve instances of distracted driving. Ontario distracted driving accidents are often high speed collisions, because the driver is not paying attention to the traffic conditions and, therefore, fails to take any evasive action to avoid the collision, such as braking or swerving. As a result, these Ontario car accidents can result in catastrophic injuries and sometimes result in fatal car accidents.
The video posted below is a sad reminder of the dangers of texting while driving. Many young drivers continue to text while driving. Please remind your friends NOT to text while driving.
If you have been injured in a car accident in Ontario because the other driver was distracted, you may be able to advance a claim for your losses. We will conduct a thorough investigation to help you prove that the other driver is at fault. We locate witnesses and review the police records. If necessary, we may also consult with accident reconstruction experts, human factors experts and other professionals to help prove your case.
For a free consultation with an Ontario car accident lawyer, call us at 416-900-1070 or toll free 1-866-234-6093 or complete our on-line contact form here.
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In Ontario, it is law for all vehicles to have minimum insurance coverage, in the event of an Ontario car accident. The minimum liability insurance limits for Ontario vehicles is $200,000.00 for liability resulting from bodily injury or death.
Although many vehicles in Ontario are insured for more than the minimum liability limits, there are situations where the at-fault vehicle may be uninsured or underinsured. These situations may arise where there is a Hit and Run Accident or where the other vehicle simply has no insurance or only minimal coverage.
The Car That Caused The Ontario Car Accident Leaves The Scene and Cannot Be Located.
The Car That Caused The Ontario Accident Has Little Or No Insurance.
How Can You Protect Yourself?
Answer: Uninsured and Underinsured Motorist Coverage.
This form of insurance covers you should you ever be involved in an accident where the other vehicle has fled the scene and cannot be identified, or where the other vehicle has little or no insurance available. This form of insurance will also protect you if travelling with your vehicle outside of Ontario. For instance, if you drive to the United States, you may be involved in an accident in a state with lower insurance limits than Ontario. In such a situation, your own Underinsured and Uninsured policy will be available to pay for those damages not covered by the other driver's policy.
No one knows when or where they will be involved in a car accident. You cannot determine who hits you.
Protect yourself against the risk of being hit by an uninsured or underinsured motor vehicle.
Talk to your insurance agent or broker to make sure you have adequate uninsured and underinsured motorist coverage.