Denied Travel Medical Insurance Claims

If you're a Canadian who purchased travel health insurance only to have your claim denied after a medical emergency abroad, you're not alone. At Iacobelli Law Firm, we help individuals and families fight back against unfair travel insurance denials. If your travel health insurance claim was denied, we may be able to help you recover the benefits you paid for—and deserve.

You Paid for Peace of Mind. Don't Let the Insurance Company Break That Promise.
Many Canadians who travel outside of the country—whether for a vacation, work, or to visit family—purchase travel health insurance to protect against the high costs of out-of-country medical care. But when an emergency happens and a claim is submitted, some insurance companies try to avoid paying by relying on fine print or technicalities. This is both frustrating and unfair—especially when you're dealing with the aftermath of a medical crisis.

We have seen insurance companies deny travel health claims for reasons such as:

• Alleged pre-existing conditions, even when they were stable or disclosed
• Claims that the medical treatment was not "emergent" or "necessary"
• Failure to notify the insurance company within a short time frame
• Accusations of misrepresentation or non-disclosure during the application process
• Disputes over documentation or supporting evidence

​Our legal team understands how these policies work—and how insurance companies try to avoid paying valid claims.

Result Driven Advocacy

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We are focused on results.
​ Maximizing YOUR Recovery is what we do everyday.

Andrew Iacobelli has been certified as a life member of the Million Dollar Advocates Forum.  

The Million Dollar Advocates Forum is recognized as one of the most prestigious groups of trial lawyers in the United States. Membership is limited to lawyers who have won million dollar verdicts, awards and settlements. 

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How Disability Lawyers Are Paid - No Upfront Fees

We understand that following a disability that prevents you from earning an income, the last thing that you need is the added expense and stress of having to pay a lawyer by the hour to fight for you.  We never ask for any fees upfront.  Our disability lawyers work on a contingency fee basis  - so you pay no fees unless we are successul in your Disability claim.  Request a Free Consultation and our lawyers will explain the process and how we are paid at the conclusion of your case.  

How We Help Canadians with Denied Travel Insurance Claims
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• Review your policy and denial letter to assess the insurance company's reasoning
• Investigate the facts of your claim and gather medical and travel records
• Communicate directly with the insurance company on your behalf
• Challenge the denial through negotiation, appeal, or litigation if necessary

We fight to hold insurance companies accountable when they wrongly deny travel health claims. You should not have to suffer financial hardship because an insurance company refuses to honor your policy.

We Understand Cross-Border Legal Issues

​With offices in Canada and the United States, we are uniquely positioned to assist Canadians with legal issues involving cross-border travel and insurance. If your emergency happened while you were in the United States, we understand the healthcare and insurance systems on both sides of the border.
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We have helped clients recover compensation for denied travel health claims involving:

• Hospitalization and emergency surgery
• Intensive care and ambulance services
• Medical evacuation (air ambulance)
• Ongoing medical treatment or prescription medications
• Other out-of-pocket expenses after a medical emergency abroad

Learn About Your Rights and How We Can Help

Travel Health Insurance Claim Denied?  You do not have to face the consequences alone.  We are a dedicated insurance denial and personal injury law firm that provides compassionate legal counsel.  We are experienced and have helped hold insurance companies accountable for Denied claims.

Request a Free Consultation