If you've been injured in a car crash in Ontario and returned to work immediately after the accident, you may think your path forward is clear. But what happens if your injuries worsen over time, leaving you unable to work? This situation is more common than you might think, and it can significantly affect your rights to claim income replacement benefits (IRBs) under Ontario's Statutory Accident Benefits Schedule (SABS).
Understanding Income Replacement Benefits (IRBs) Under Ontario's No Fault Benefits system, the SABS, if you are employed at the time of your car accident, you may be entitled to income replacement benefits if your injuries render you unable to perform the essential tasks of your job. Here’s how it works:
What if You Returned to Work But Later Became Disabled? It’s not uncommon for car accident victims to push through their pain and return to work soon after the incident, only to find that their injuries worsen over time. This delay in recognizing the severity of the injuries can impact when the "discoverability" of your claim arises. The recent Ontario Court of Appeal decision in The Personal Insurance Company v. Tagoe, 2024 ONCA 894, underscores the importance of the "discoverability" doctrine in such cases. Here's what this means for you:
Key Takeaways for Injured Workers in Ontario If you returned to work but later became disabled due to worsening injuries from a car crash, here’s what you should know:
How Iacobelli Law Firm Can Help At Iacobelli Law Firm, we understand how life-changing car accident injuries can be, especially when they leave you unable to work. Our team is dedicated to advocating for victims’ rights and ensuring you receive the benefits and compensation you deserve. If you or a loved one has been injured in a car crash and are struggling with worsening injuries that prevent you from working, contact us today. We can help you understand your rights, navigate the complex SABS rules, and pursue the benefits you’re entitled to under Ontario law. Let us help you move forward with confidence. Get in touch with us 24/7 to request a Free Consultation.
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![]() You've been through a traumatic experience, ending up in a hospital or rehab facility after a serious injury. You're surrounded by medical professionals, focused on your recovery. Then, you see it: a brochure for a law firm, a patient or family lounge named after a personal injury law firm, or even a staff member suggesting a "great lawyer" they know. It's easy to feel pressured to go with the flow, especially when you're vulnerable and overwhelmed. But hold on a minute. Choosing the right lawyer to represent you after a serious injury is a crucial decision, one that can significantly impact your future. While those brochures and recommendations might seem convenient, it's essential to take a step back and ask yourself: "Is this truly the best lawyer for my case?" Why You Shouldn't Just Take Their Word For It Here's the thing: hospitals and rehab facilities are primarily focused on your medical care. While they may have your best interests at heart, they're not experts in legal representation. Those seemingly helpful recommendations might be influenced by factors you're not aware of, such as:
Choosing the Right Lawyer for You So, how do you find the right lawyer? Here are some key factors to consider:
Why Choose Iacobelli Law Firm? At Iacobelli Law Firm, we understand the pressures you may face after a serious injury. We're committed to providing compassionate, client-focused representation. Here's what sets us apart:
Don't let convenience or pressure dictate your choice of legal representation. Take the time to find a lawyer who is truly the right fit for you. Contact Iacobelli Law Firm today for a free consultation. We're here to answer your questions, discuss your options, and help you make informed decisions about your future. Our team will meet with you and your family at your home or hospital. |
AuthorAndrew Iacobelli is an Ontario lawyer that restricts his practice to representing personal injury victims and their families. Andrew is the founder of Iacobelli Law Firm. Archives
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