If you or a loved one has been seriously injured as a result of a car accident, slip and fall, defective product or some other negligence in Ontario, your first priority is medical care. You should know, however, that time is not your friend. The wait and see approach can be detrimental to your claim and ability to obtain compensation.
Where serious injuries are concerned, the insurance company will mobilize immediately. As a former defense lawyer working on behalf of large insurance companies, I know this from experience. In serious cases, the insurance company and their lawyers will make every effort to immediately obtain and collect information that is favorable to the defense of your claim. They will photograph the scene, take measurements, and meet with witnesses. While you and your family spend hours in hospitals and doctor's offices, the insurance company is preparing to defeat your claim before it even commences. They are getting the upper hand.
If the insurance company for the at fault party contacts you following an accident or requests to meet with you to obtain information, you should immediately seek legal advice from an Ontario personal injury lawyer. You should talk to a lawyer that is working for you before talking to the insurance company. Above all, insurance companies are large, for profit corporations. They are a business and, like any business, they seek to make profits for their shareholders. Often, the insurance company representative will be polite, friendly, and tell you that they are interested in helping you. They will usually indicate that they require some information from you and may even seek to meet with you to obtain a statement. Despite the appearances, you can be sure that the insurance company is only interested in limiting their monetary exposure. They want to defeat or minimize your claim. The insurance company will pay you as little as possible for your claim or injury.
If an insurance company offers an insurance settlement, have a Ontario personal injury lawyer review the insurance settlement to see if it is fair. Insurance companies may offer a minimal amount in a settlement in order to obtain your signature on a release, stating that you will not sue. Without having an experienced personal injury lawyer on your side, you could be signing away thousands or even hundreds of thousands of dollars.
By consulting with and retaining a personal injury lawyer immediately, you and your family can focus on your medical care and recovery. Your lawyer and his team will take care of investigating your claim and dealing with the insurance company in order to obtain a fair settlement for your claim. With a contingency fee agreement, you will not be charged any fees until your case settles.
Still have questions? Contact Ontario Personal Injury Lawyer, Andrew Iacobelli, for complimentary consultation.